What $350,000 Buys You in Crestview, Fort Walton Beach, and Niceville

If you’re beginning your home search along the Emerald Coast, one of the first things you’ll notice is how much home values vary depending on the location. A $350,000 budget might get you a large backyard and new construction in one area—or a cozy beach bungalow in another.

Today on Nest and Neighborhood, we’re taking a closer look at what you can expect to find for around $350,000 in three popular Northwest Florida communities: Crestview, Fort Walton Beach, and Niceville.

---

Crestview: More Space, More Value

Crestview offers the most bang for your buck. It’s ideal for buyers looking for newer construction, more square footage, or larger lots—especially those commuting to Eglin or Duke Field.

Here’s what $350,000 can get you in Crestview:

• 4 bedrooms, 2 or 3 bathrooms
• 1,800–2,200+ square feet
• Open concept living with modern kitchens
• Spacious fenced yards—great for kids or pets
• Newer builds or tastefully updated homes
• Two-car garages, and often bonus features like a Florida room or a large, covered patio

Crestview is a great fit for families who want space to grow, peace and quiet, or a more relaxed pace without breaking the bank.

---

Fort Walton Beach: Beachside Living with Character

Want to live minutes from the Gulf? Fort Walton Beach brings that breezy coastal lifestyle—but at a premium for location.

For $350,000, you’re typically looking at:

• 3 bedrooms, 2 bathrooms
• 1,200–1,600 square feet
• Older homes with character—some may be partially renovated
• Smaller lots, often low maintenance
• Prime proximity to beaches, parks, and shopping

In Fort Walton Beach, you’re paying for lifestyle and convenience. If walking to dinner, enjoying daily beach access, and being close to the action are priorities, this town might be calling your name.

---

Niceville: A+ Schools and Suburban Comfort

Niceville is consistently ranked as one of the most desirable places to live in Northwest Florida—largely due to its top-rated schools and strong sense of community.

Here’s what you can expect in the $350,000 range:

• 3 bedrooms, 2 bathrooms
• 1,500–1,800 square feet
• Homes in established, well-maintained neighborhoods
• Access to highly rated public schools (like Ruckel Middle and Niceville High)
• Family-friendly communities with parks, sidewalks, and safe streets

Homes in Niceville tend to move quickly, especially if they’re updated or in sought-after subdivisions. For many buyers, it’s worth the tradeoff in space to gain access to some of the best schools in the area.

---

So, Where Does $350,000 Take You?

It all depends on your priorities:
Want more space? Head north to Crestview.
Want sand and saltwater? Fort Walton might be your spot.
Need great schools and community? Niceville checks the box.

The good news? No matter which direction you go, Northwest Florida offers unique charm, natural beauty, and a lifestyle that’s hard to beat.

---

Ready to Find Your Fit?

If you’re wondering where your budget will take you, I’d love to help. As a local real estate expert, I can show you homes in all three of these communities and help you navigate the market with confidence.

Let’s connect—your perfect place might be closer than you think.